In order to assess risk management, we begin by taking a Personal Financial Statement (PFS) from you, a one-page report that identifies the assets and liabilities that make up your net worth. Assets are broken down into liquid and illiquid, over weighted and under weighted, exposure and leverage. This is key to being able to identify and manage risk, establish goals and measure performance. Each analysis and process is unique, reflecting the individuality of each investor's assets, goals and risk tolerance. Your investment portfolio is designed specifically for you.